Plastic cards offer convenient, simple and effective way for holding money and making payments. You can easily track your expenses, pay for merchendises and services in any country where they accept the VISA, get discount under the discount program, get cash in a wide network of ATMs of the bank and its partner banks.
Why BakaiBank cards?
- Fee when paying by card - 0%
- Over 70 ATMs
- Modern and stylish design
- Dual degree of protection
- Discounts in a wide network of companies
- The discount program offers from 2% to 100% discounts
Types of plastic cards
National payment card is designed to easily pay for goods and services in retail and service businesses, as well as to obtain cash from the cash desk facilities and ATMs on the territory of the Kyrgyz Republic.
Debit card for daily usage, payment for goods and services and cash withdrawal at ATMs and bank branches. The card also allows you to pay goods and services through online.
Currency: som or USD
Holders of these cards are offered a wide range of services: cash withdrawal at ATMs and POS terminals, and the ability to order goods and services over the Internet or by phone, rent a car, book a hotel, etc.
Currency: som or USD
One of the most prestigious cards in the world. It confirms the high status and viability of the card holder. Having a card Visa Gold, you can service a personal manager.
Currency: som or USD
Salaries card Elkart / Visa Electron significantly reduce the burden on cash transactions carried out by accounting organizations, and provides confidentiality of payroll.
One major advantage is the lack of queuing for wages and savings of staff time.
Participating in salary project provides an opportunity to get a loan on overdraft card system.
The credit according to the card (overdraft)
Mandatory requirement, shown by provision of a credit limit under the guarantee:
In case of the guarantee individual person, obligatory preparation of a credit packed on the guarantor according to the management on consumer crediting JSC “Bakai Bank”.
In case of a guarantee of the organization, the obligatory provision of the written guarantee signed by the Management of the organization.
Decision making terms according to the request of 2 working days for consideration and issuance of credit.
Debt repayment provisions Monthly settlement of the amount of the used credit limit taking into account the added interest during the repayment period.
Conditions of borrowers:
Participant of the salary project of at least 6 months
The term of a credit limit: 12 month
Interest rate – 28% the annual
Loan amount in shape overdraft – to 80% from an average monthly salary
Pensioner card is a discount project of plastic cards "Elkart" launched jointly with the Social Fund of the Kyrgyz Republic and the Ministry of Social Development of the Kyrgyz Republic.
Pensioner card allows elderly people receive pensions, benefits and compensations to the card accounts with beneficial favorable conditions of service developed specifically for this project.
Using project Pensioner card older people at any time can withdraw necessary sum in the nearest ATM, need not worry about losing their savings, loss or theft, and also have the opportunity to increase savings.
Especially for all participants of the "Pensioner card" a number of significant benefits is introduced: free opening of the account and issue a plastic card "Elkart," free service of an account and withdrawal of money from ATMs of BakaiBank as well as the monthly interest on the remaining balance in the account.
- Opening an Account of the pensioner and Pensioner card issue - FREE;
- Encashment of funds from the Pensioner card in terminals of the Bank - FREE;
- Service of account - FREE;
- Card re-issuance of the pensioner (in the case of loss, theft, damage, loss PIN) - FREE *
- Interest on the balance in the Account of the pensioner - 5% per annum at the beginning of each month;
- Closing of the individual bank accounts of pensioner- FREE;
* No more than 2 times a year
General conditions for all types of VISA cards
Fee for cash withdrawal at Bakai Bank ATMs: 0.7%
Commission for cash withdrawal KICB and Bank of Asia ATMs and POS terminals: 0.7%
The total number of Bakai bank and partner banks is over 70 ATMs
Commission for cash withdrawal in ATMs and POS terminals of other banks: 1.25%/minimum 200 KGS or 5 United States dollars.
Maximum withdrawal amount at POS terminals: 200 000 soms / 5000 US dollars.