Collateral-free "Extra Express" loans can be obtained by everyone: both customers who use Bakai Bank's card for receiving salary as well as third-party individuals. You can apply for a loan in Bishkek, Osh and other cities of Kyrgyzstan in any bank branch where a loan specialist is present.

Who can qualify?

Age 21 to 65 years old, for salary and/or pension cardholders of the Bank - up to 70 years old
Citizens of the Kyrgyz Republic
Permanent stable income, supported with documents (certificate of income / patent / certificate of IE)

Currency: Soms

Amount: 10 000 to 500 000 soms

Terms: 3 to 36 months

Collateral: Up to 300 000 soms - without cosigner, over 300 001 soms - 1 cosigner

Spousal consent is required for loans up to 100 000 soms

Repayment: monthly - annuity as per established loan repayment schedule

Type of Loan	Currency	Maximum amount, soms	Interest rate, per annum
Extra-Express	Soms	to 500 000	25%
Extra-Express	Soms	to 500 000	28-30%

*Effective interest rate from 28,31% per annum, promotional rate - 25,79%.

WRITE US OR CALL US RIGHT NOW FOR ASSISTANCE!

6111 (from a cell phone)
+996 554 00 61 11 Whats App
+996 312 61 00 61

List of documents:

Copies of passports of the Borrower, his/her spouse, cosigner and their spouses (if any)
Copies of his/her spouse's passport and marriage certificate are required only for loans over 100,000 soms

For Individuals:

Salary certificate for the past 3-12 months, pension, or a bank statement certified by a bank employee's signature or bank account statements from other banks for the specified period of salary receipt

For Individual Entrepreneurs:

Copies of IE/Patent Certificates for the past 1-3 months
Original certificate from local municipality on existence of livestock and/or documents on existence of farmland

And other documents necessary for loan processing according to the legislation of KR

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This loan calculator provides only estimate amount of payments.

For more information, please contact OJSC “BAKAI BANK”.

Month	Remainder	Repayment	Repayment %	Payouts

Frequency and amount of loan payments may differ from those specified in accordance with the terms of the loan agreement. This loan payment schedule is not a public offer and is intended for information purposes only.