Who can qualify:

Individuals and individual entrepreneurs (patent, certificate).

Age from 21 to 65 years old, for salary and/or pension cardholders of the Bank up to 70 years old is acceptable;
Residents or citizens of KR;
Permanent income, proved by supporting documents.

Product features

All-purpose consumer loans that are not prohibited by the Kyrgyz law

Loan currency: only in national currency

Loan term: 3 to 60 months

Loan amount: from 101 000 soms to 5 000 000 soms

Purpose of use:

Purchase of furniture, appliances and household items, repairs and / or purchase of cars, tuition fees, payment for medical treatment, travel and holidays, celebrations and family events, refinancing of non-performing loans in other banks and FLIs and other consumer purposes.

Loan repayment: monthly annuity, monthly principal amount in equal installments.

Early repayment/in case of partial repayment of the loan: according to the rates of the Bank.

Effective interest rate from 24,91% per annum.

Borrower's passport;
Marriage certificate - provided to confirm spousal relationship;
Passport of a spouse (if any);
Patent (for last 3-6 months) /Certificate (reference from tax/social fund on absence of debts)/Income certificate for the last 3-12 months; *.
Cosigner's passport;
Documents on pledge (real estate);
Cosigner's marriage rcertificate - provided to confirm marital relationship;
Passport of a spouse (if any);
Certificate of income for the past 3-12 months;*.
Certificate of income or other documents confirming income;
And also other documents necessary for takig out a loan, according to the legislation of KR.

*If there are contributions to the Social Fund of the Kyrgyz Republic, the certificate of salary is not required

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This loan calculator provides only estimate amount of payments.

For more information, please contact OJSC “BAKAI BANK”.

Month	Remainder	Repayment	Repayment %	Payouts

Frequency and amount of loan payments may differ from those specified in accordance with the terms of the loan agreement. This loan payment schedule is not a public offer and is intended for information purposes only.